"Once you choose to live free, you need only master the
First Rule of Finance and control the Three Cs. They are:
First Rule of Finance: Spend no more than 80 percent
of your take - home pay.
Credit cards: Never carry a balance.
Cars: Don ’ t finance. Pay cash for your vehicles.
Castles: Put at least 20 percent down on your house,
and keep the mortgage payment below 40 percent
of your take - home pay.
There ’ s not a lot to it. Get it right, and you ’ ll be free."
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